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0:00 2022 Conventional Loan Requirements: What You Need to Know
2:27 What is standard?
4:37 COVID Changes
6:35 Down Payment
9:24 Building a workforce
9:55 HomeReady and Home Possible
11:44 Closing Cost
13:10 Credit Score
17:09 Credit Events
18:41 Interest Rates
20:55 Mortgage Insurance
23:13 Property Requirements
24:33 Appraisal Highlights
26:08 Desktop Appraisal & Waivers
27:50 Appraisal Issues
28:31 Example Home 1
29:36 Example Home 2
30:24 Loan Limits
31:43 Income and Employment
32:32 Affordability/ Debt-to-Income
36:05 Max Purchase Price Calculator
36:48 Student Loans
38:51 Seller Credits
40:07 Special Requirements/ Features
41:14 Refinancing
42:49 Success Rate & Seller Perception
44:54 Cost Comparison
47:10 How do you get one?
Kyle Seagraves – NMLS 1701021
Only for academic utilization. All calculations ought to be verified independently. Win The House You Love LLC will not be a lender, doesn’t concern mortgage {qualifications}, and doesn’t lengthen credit score of any type. This will not be a proposal to lend and shouldn’t be used to make choices on house gives, buying choices, or mortgage choices. Not assured to present correct outcomes, indicate lending phrases, qualification quantities, nor actual property recommendation. Read the total disclaimer right here:
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