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Home Auto Loans

Auto Loans Are Crushing Americans (The Roman Report)

by Editor
July 5, 2026
in Auto Loans, Videos
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Auto Loans Are Crushing Americans (The Roman Report)
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Auto loans have gotten uncontrolled. It seems that 2025 is the worst yr in recorded historical past for auto mortgage delinquency, and it is solely getting worse for Americans. But does this fall completely on the shoulders of American customers? Is this the fault of irresponsible spending, Flex Culture, and monetary illiteracy? Or are different components in charge? For this month’s Roman Report, we resolve what’s inflicting this historic low for auto mortgage funds, and the way Americans who’re struggling to pay may be capable of discover aid.

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If you favored this episode of The Roman Report, take a look at these different installments:
Your Car Is Snitching On You (The Roman Report):
Modern Headlights Are Too Bright (The Roman Report):
These Car Prices Are Ridiculous (The Roman Report):
Lessons from My Mom:

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Chapters:
00:00 Auto Loan Delinquency Is Worse Than Ever
01:43 Intro Song
01:50 The Auto Loan Crisis By the Numbers
05:20 Who’s to Blame For This?
09:46 Shady Business Practices
12:40 The Trouble with Flex Culture
16:24 Justifying a New Car Loan
20:51 Reasons For Hope
24:51 What You Can Do If You’re Struggling To Pay
28:06 Conclusion
30:35 Sources and Photo Credits
30:43 How To Make RCR Unstoppable

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