Plan to making use of for a automobile mortgage however have CCRIS. CTOS, PTPTN report?
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Today I’m going to disclose information financial institution mortgage the right way to deal with your disaster, ctos & ptptn report and giving out the components calculation of DSR (dedication)
Example: Monthly Income: RM 7,000.00
Currently received 3 mortgage :
1) Personal Loan RM 500.00
2) House Loan RM 2,000.00
3) Car Loan RM500.00
4) Commitment Included :
Car mortgage installment for the brand new buy :
RM1,500.00 per 30 days
Total dedication RM 4,500.00
Formula : Total Commitment / Total Income x 100% = % Commitment
Rm 4,500.00 / RM 7,000 X 100% = 64%
What Happen if greater than 71% then chances are you’ll want a guarantor or trade-in your used automobile to cut back your dedication.
My new movies will show you how to to make the proper alternative with out remorse.
@ Info Car Loan Part 1:
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