Dutch-Bangla Bank is Bangladesh’s most progressive and technologically superior financial institution. Dutch-Bangla Bank Ltd stands to present essentially the most progressive and inexpensive banking merchandise to Bangladesh. Amongst banks, Dutch-Bangla Bank is the most important donor in to social causes in Bangladesh.It stands as one of many largest non-public donors concerned in enhancing the nation. Dutch-Bangla Bank is proud to be related to serving to Bangladesh in addition to being a frontrunner within the nation’s banking sector.
FAQ FOR DBBL PERSONAL LOAN
1. What is the aim of Personal Loan?
To buy numerous client durables, to fulfill medical, training, marriage, travelling, pageant and many others. to brighten or renovate homes, financing to professionals’ for buying tools, instruments, machineries, workplace decorations objects or another private requirement.
2. Who can avail private mortgage?
• Salaried Individuals
• Professionals (Doctor, Engineer, Architect, FCA, CA and many others)
• Landlord/Landlady
• Businessperson
3. What is the minimal mortgage quantity?
BDT 50,000.00
4. What is the utmost mortgage quantity?
BDT 20, 00,000.00
5. What is the minimal mortgage tenor?
12 months
6. What is the utmost mortgage tenor?
Up to 60 months
7. What is the minimal age to use for Personal Loan?
18 years.
8. What is the utmost age of major applicant?
70 years or retirement age whichever comes first on the time of mortgage completion.
9. What is the minimal service size with present group for salaried people to use for private mortgage?
1-6 months
10. What is the entire service/enterprise size to use for private mortgage?
For Salaried Individuals: 1-2 years
For Government, Semi-Government and Autonomous Bodies: 6 months
For Businessmen: 2 years
For Professionals: 6 months of service/ follow within the career
11. Can a contractual worker be eligible for private mortgage?
Yes
12. What is the minimal earnings to be eligible for private mortgage?
For Professionals BDT 30,000/-
For Landlord/Landlady BDT 30,000/-
For Business Individuals BDT 50,000/-
13. What is the processing charge for private mortgage?
0.50% to 1.00% of Loan quantity as per the schedule of fees of DBBL.
14. Can partial fee be made anytime in private mortgage?
Yes. Partial fee will be made anytime.
15. What is the cost of partial fee in private mortgage?
1.00% of the adjusted quantity.
16. What is the Early Settlement Charge in private mortgage?
2.00% of the settled quantity.
17. How to repay private mortgage?
Through Equated Monthly Instalment (EMI).
18. Can private mortgage be utilized collectively?
Yes. With Family Members Only (Father, Mother, Brother, Sister, Spouse, Son & Daughter solely).
19. What are the required paperwork to use for a Personal Loan?
General Documents:
• Loan Application duly accomplished and signed by the applicant
• Colour Photograph
• NID/ Smart Card
• Bank Statement
• Visiting Card
• Copy of utility invoice
• e-TIN/ TIN certificates/ copy of earnings Tax acknowledgement
• Personal Guarantee together with Colour Photograph, NID, Visiting Card/Office ID/Business Card of the non-public guarantor(s).
• Other paperwork or data as deemed needed
For Salaried Individuals:
• Letter of Introduction (LOI) from employer relating to employment particulars/ Pay Slip/ Copy of Salary
Certificate/ Copy of Increment/ Appointment letter and many others. Or another certificates issued by the employer.
• Office ID
For Businessperson:
• Valid Trade Licence copy, copy of Memorandum & Articles of Association and many others for Business particular person
For Landlord/Landlady:
• Rent or Lease Agreement of home / property
*Conditions Apply
Dutch Bangla Bank Personal Loan
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