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Video Description:
As a closing price fully distinctive to VA loans, the VA funding fee truly helps preserve the VA home mortgage program operating. It mainly permits the VA to make good on their 25% assure to lenders if a VA borrower ever defaults.
In a latest video ( we mentioned what the funding fee prices. If you bear in mind, it could actually vary anyplace from 0.5% to three.6%. However, some veterans might qualify for a 0% funding fee.
Now, whereas 0% is not actually a factor, it is merely one other approach of stating that 5 totally different teams can qualify for a full waiver or exemption of the VA funding fee. A simplified breakdown of those exempt teams are: disabled vets receiving VA compensation, disabled vets receiving retirement or energetic responsibility pay, surviving spouses receiving DIC, disabled vets eligible for compensation earlier than the time limit, and Purple Heart recipients. For extra particular particulars in regards to the {qualifications} for every of those teams, be certain that to observe the complete video!
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DISCLAIMER: Eric shouldn’t be a licensed mortgage officer. All recommendation given is for informational functions solely. For extra detailed data, please name in and ask to talk with a licensed mortgage mortgage originator.
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