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Bipartisan Bill –
IRS BIll –
A brand new bipartisan invoice goals to guard disabled veterans’ entry to reasonably priced housing by excluding VA incapacity compensation and navy pensions from revenue calculations used for Low-Income Housing Tax Credits (LIHTC) and plenty of rental purposes. In this video, I clarify what the invoice tries to repair, who it helps, the way it intersects with VA residence loans, and motion steps you may take now.
What you’ll be taught
• Why counting VA incapacity compensation and pensions as “income” can push vets over affordable-housing limits
• How the invoice would change IRS/Title 38 therapy for LIHTC and sure rental applications
• Where HUD-VASH stands at present vs. this proposal
• How this impacts your path to homeownership with the VA Home Loan
• Quick tricks to analysis county property-tax exemptions and hold tabs on altering veteran advantages
Key takeaways
• Proposal would exclude service-connected incapacity compensation and navy pensions from particular revenue checks—increasing eligibility for reasonably priced housing applications
• You CAN use VA incapacity revenue to qualify for a VA residence mortgage (separate matter), and I’ve obtained movies strolling you thru that course of
• HUD-VASH sometimes already doesn’t depend VA incapacity as revenue; this invoice would carry different applications extra in line
• Benefits and property-tax exemptions change—confirm by county earlier than you progress or purchase
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— Disclaimer —
DISCLAIMER: The content material of VA Housing Education/VA Housing Education at Waterman Bank Channel is for instructional functions solely. VA Housing Education Channel is supplied underneath license by Waterman Bank. Waterman Bank is not going to lengthen credit score of any form with out chatting with a Waterman Bank mortgage mortgage originator. The info on the VA Housing Education/VA Housing Education at Waterman Bank Channel shouldn’t instantly be used to make choices on residence gives, buying choices, isn’t assured to offer particular outcomes, suggest lending phrases, qualification quantities, or actual property recommendation. Any calculations needs to be verified independently. For actual property buy recommendation seek the advice of licensed actual property, monetary and authorized professionals for recommendation. The views expressed on the VA Housing Education Channel and in all movies are these of the creator or individual presenting and don’t signify these of Waterman Bank and aren’t meant to offer authorized or compliance recommendation. The VA Housing Education/VA Housing Education at Waterman Bank Channel isn’t affiliated with or permitted by the U.S. Department of Veterans Affairs (VA) or every other authorities company. Contact Waterman Bank to your lending wants. Visit www.watermanbank.com or name 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC.
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