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Home Credit Cards

I Tried 120+ Credit Cards, These Are the Best for Everyday Use

by Editor
July 8, 2026
in Credit Cards, Videos
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I Tried 120+ Credit Cards, These Are the Best for Everyday Use
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Every time you fill gasoline, order on Swiggy, or faucet UPI, you are both incomes rewards or silently leaving cash behind – and most of the people do not know how a lot they’re lacking. I’ve spent years testing playing cards throughout each each day spend class, and right now I’m sharing the precise pockets I’d construct for a ten–12 lakh annual spend, card by card, class by class.

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
Apply For Your Favourite Card:

⛽ FUEL
SBI BPCL Octane Card →
RBL Indian Oil Extra Card →
IDFC HPCL Card →

🛒 ONLINE SHOPPING
SBI Cashback Card →
SBI PhonePe Black Card →
Axis Flipkart Card →
SBI Flipkart Card →

🍔 FOOD DELIVERY & GROCERIES
HDFC Swiggy Black Card →
HSBC Live+ Card →
HDFC Tata Neu Infinity Card →
SBI Tata Neu Card →

🍽️ DINING OUT
IndusInd EazyDiner Card →

💡 UTILITY & BILL PAYMENTS
Axis AEL (Airtel) Card →
Axis ACE Card →

✈️ LOUNGE ACCESS
IndusInd Tiger Card →
Scapia Card →

📱 UPI PAYMENTS
Kiwi Card (Neon) →

🌍 TRAVEL REWARDS
HSBC TravelOne Card →
Axis Horizon Card →
HDFC Marriott Bonvoy Card →

━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━

Sign up for my publication –

Reach out to me: niraj@holisticwealth.in

HDFC Tata Neu Credit Card –

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PRODUCTS I USE:

iPhone 15 professional max –
Airpods professional –
Featherlite chair –
DJI Osmo –
Rode Wireless Go II –
Featherlite desk –
Garmin 245 –
Macbook Pro M1 –
Logitech MX Master 3S –
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iPad professional –
Ring mild –

If you discovered this video useful, please give it a thumbs up and subscribe to my channel for extra tips about maximizing your bank card rewards! Leave your questions in the feedback under, and I’ll cowl them in future movies.

Thank you for watching!

Timestamp
0:00 – Stop Wasting Your Daily Spends
1:17 – Best Fuel Cards India (BPCL, HPCL, IOC)
2:21 – Best Cashback Cards for Online Shopping
3:38 – Food Delivery, Zomato & Grocery Cards
4:25 – Dining Out & Bill Payment Cards
6:56 – Best Lounge Access & UPI Cards
7:56 – Travel Rewards Cards India
9:07 – My Ideal Wallet Build (10-12L Spend)

#CreditCards #IndianPersonalFinance

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Tags: best cash back credit cardsbest credit cardbest fuel credit cardCA Niraj Dugarcredit card for beginnerscredit card pointscredit card strategyCredit cardscredit cards explainedhdfc tata neu credit cardhsbc live plus credit cardIndusind Tigerkiwi upi rupay credit cardmarriott bonvoyNiraj DugarNiraj Dugar personal financepersonal financesbi bpcl octane credit cardsbi cashback cardscapia credit cardswiggy hdfc credit card review
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