These are my Top 5 All Time Favorite Credit Cards and why I bought them – get pleasure from! Add me on Instagram: GPStephan – Click “Show More” to see advert disclosure
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My Favorite Cards:
First: The American Express Gold
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I bought this card as a result of it’s often known as what’s known as a “Charge Card,” that means it’s not a card that you just’re meant to hold a steadiness on…Because of that, and since this can be a “Charge card,” it technically doesn’t have a pre-set spending restrict, that means it gained’t negatively affect your credit score utilization when the credit score bureaus calculate your credit score rating.
You may also get 40,000-50,000 factors only for signing up – which, on Aeroplan, is value about 2 spherical journey aircraft tickets in North America. In addition to that, there’s another benefits that make the cardboard a superb deal…as an illustration, you’ll get $100 per yr as an airline credit score if you happen to selected to examine your luggage or buy in flight meals. You’ll additionally get buy safety as much as $10,000 per buy…so in case your merchandise is misplaced, stolen, or broken within the first few months, they’ll deal with it for you. They’ll additionally prolong your guarantee for as much as 2 years on eligible merchandise…so if you happen to purchase one thing and it breaks, chances are high, American Express would cowl it.
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Second: The American Express Platinum.
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When I signed up this card, I bought 60,000 factors. In addition to that, it will get you into one in every of my favourite locations in your complete world: American Express Centurion Lounge. In addition to that, you’ll additionally get a $100 Hotel Credit on choose motels…reductions on different lodge providers…a $200 airline credit score in the direction of the airline of your alternative…and then you definitely’ll get prime of the road buy and loss safety.
Now, sure…this card does include a $550 per yr annual payment. And to be eligible to even get the cardboard, you’ll usually want a powerful credit score rating, mixed with a good earnings…however supplied you’ll really USE these advantages, it might EASILY pay for the annual payment so many instances over.
Third: The Chase Sapphire Reserve
Now they’ll provide you with 50,000 factors for signing up if you spend $4000 within the first 3 months. And if you redeem these factors by way of chase, they’re value 50% extra…that means 50,000 factors will provide you with $750 value of worth.
In addition to that, they’ll additionally provide you with a $300 annual journey credit score. And finest a part of all, is that with this card, you get entry to their Priority Pass Airport Lounge. However, there may be an annual payment of $450 per yr. BUT, between the $750 value of the enroll bonus…the $300 airline credit score…and the precedence move lounge entry, to not point out a TON of different rewards for the cardboard which can be simply an excessive amount of to say…the $450 simply pays for itself in a short time.
Fourth: The JP Morgan Reserve Credit Card
Now not all the time, however USUALLY to get entry to the JP Morgan Private Bank, and to get entry to this bank card, you want $10 million in belongings…therefore, the $10 million greenback bank card. And though, I admit, this card is nearly similar to the Chase Sapphire Reserve when it comes to advantages…it does have a couple of distinctive benefits, like complimentary United Lounge Access.
Fifth: Chase Ink Business Preferred
Typically you will discover 80,000-100,000 level enroll gives. The GREAT factor with this card is that there’s solely an annual payment of $95 per yr…which, for my part, is a small worth to pay for $1200+ value of free journey.
Now so far as total rewards go…it’s respectable. Nothing spectacular, though you will get 3x factors on spending on social media promoting and different enterprise bills…which is sweet, however not as good as a few of the different playing cards I’ve talked about.
For enterprise or one-on-one actual property investing/actual property agent consulting inquiries, you may attain me at GrahamStephanBusiness@gmail.com
*Some of the cardboard hyperlinks and different merchandise that seem on this video are from corporations which Graham Stephan will earn an affiliate fee or referral bonus. Graham Stephan is a part of an affiliate community and receives compensation for sending visitors to companion websites, similar to CreditCards.com. This content material doesn’t embody all bank card corporations, or all out there bank card gives. The content material on this video is correct as of the posting date. Some of the gives talked about might not be out there.
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