Pradhan Mantri Awas Yojana 2019 | PMAY | Pradhan Mantri Awas Yojana Details in Hindi
This video is step-by-step information to avail subsidy beneath pradhan mantri awas yojana (PMAY). In this video I’ve talked about the precise course of which I adopted to get PMAY subsidy of Rs. 2.67 lac.
After watching this video you’d be capable to know:
Pradhan Mantri Awas Yojana (PMAY) 2019
Pradhan Mantri Awas Yojana (PMAY) 2019
Pradhan Mantri Awas Yojana (PMAY) 2018
Pradhan Mantri Awas Yojana (PMAY) 2017
What is pradhan mantri Awas Yojana ?
What are the advantages beneath PMAY ?
How to use for PMAY Subsidy ?
Who is eligible to get subsidy beneath PMAY ?
Eligibility standards beneath PMAY ?
Income Criteria beneath pradhan mantri awas yojana ?
How to get subsidy beneath pradhan mantri awas yojana ?
Process of getting subsidy beneath Pradhan mantri Awas Yojana ?
Pradhan Mantri Awas Yojana (PMAY) – Credit Linked Subsidy Scheme ( CLSS)
Ministry of Housing and Urban Poverty Alleviation (MoHUPA) has launched in June 2015, an curiosity subsidy scheme known as Credit Linked Subsidy Scheme (CLSS) beneath Pradhan Mantri Awas Yojana (URBAN)-Housing for All, for buy /development / extension / enchancment of home to cater Economical WeakerSection (EWS) / Lower Income Group(LIG) / Middle Income Group (MIG), given the projected development of urbanization & the ensuing housing calls for in India.
Eligibility
• The beneficiary household shouldn’t personal a pucca home in his/her or in the title of any member of his/her household in any a part of India.
• In case of married couple, both of the partner or each collectively in joint possession will probably be eligible for a single subsidy.
• The beneficiary household shouldn’t have availed of central help beneath any housing scheme from Government of India or any profit beneath any scheme in PMAY.
Beneficiary
The beneficiary household will comprise husband, spouse and single kids. (An grownup incomes member regardless of marital standing might be handled as a separate family in MIG class)
• Aadhar quantity(s) of the beneficiary household are obligatory for MIG class.
• The curiosity subsidy will probably be obtainable for a most mortgage tenure of 20 yrs or the mortgage tenure whichever is decrease.
• The curiosity subsidy will probably be credited upfront to the mortgage account of beneficiaries by HDFC ensuing in diminished efficient housing mortgage and Equated Monthly Installment (EMI).
• The Net Present Value (NPV) of the curiosity subsidy will probably be calculated at a reduction price of 9 %.
• The extra mortgage past the desired limits, if any to be at non-subsidized price.
• There is not any cap on the mortgage quantity or the price of the property.
*for extra particulars on the scheme please refer www.mhupa.gov.in
Note: Assessment of your eligibility to avail the advantages of CLSS is on the sole discretion of the Government of India. Contents herein are parameters outlined beneath the scheme for evaluation of entitlement.
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