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Bank of America is refunding annual charges for each Spirit credit score cardholder and product-changing them into no-fee playing cards. Mark thought he discovered a hack in Choice Hotels’ fuel promo — till Choice’s IT outsmarted him. And Discover simply dropped the most effective welcome supply in its historical past: $200 after $500 spend, plus double money again the primary 12 months, which might imply 5 quarters of 5% classes and as much as 12.67% efficient return. Plus, Benjy’s case for going again to the Sapphire Reserve, and whether or not pay-yourself-back at 1.25 cents makes the charge price it.
📌 In This Episode
• Spirit credit score cardholders get annual charge refunds from Bank of America
• Choice Hotels fuel promo: 8,000 factors for a $50 card? Not so quick
• Discover’s best-ever supply: $200 bonus + double money again = 5 quarters of 5%
• Capital One buying Discover — might money again develop into miles?
• Rethinking the Sapphire Reserve: when couponing truly works
• Pay Yourself Back at 1.25 cents and who ought to preserve the cardboard
• Schwab cashout technique: turning Membership Rewards into money
Do you’re feeling higher when the factors sit in your account as an alternative of your partner’s? Let us know down beneath 👇
Episode Guide
0:00 Welcome to MTM Travel
1:01 Spirit Credit Card Update
5:47 Choice Hotels Gas Promo
11:17 Why Discover Card Right Now
16:13 Rethinking the Sapphire Reserve
22:08 Spouse Points & Wrap-Up
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