Start constructing wealth utilizing the Stable Money app👇🏻
Why is bank card debt the most costly mortgage on the earth?
Is sharing your bank card knowledge with corporations like CIBIL good or dangerous?
What’s the actual hyperlink between your bank card utilization and your credit score rating?
Today on the Telugu Connects Growth Podcast, I sit down with Mr.Harish Reddy Co-Founder of Stable Money ( a digital platform for investing in FDs ) .
We spoke about:
✅ Why bank cards silently push you right into a debt lure
✅ How CIBIL scores resolve your mortgage rates of interest
✅ Why a low credit score rating can influence your life even after marriage
✅ Should you spend money on FDs, Equity, or Mutual Funds?
✅ Why cash conversations earlier than marriage are important
TimeStamps:
0:00 – Introduction
2:05 – What Is a Credit Score & How It Affects Your Loan
8:16 – Why Your Credit Score Is Low
11:30 – How Credit Card Companies Make Money
15:14 – When Is the Right Time to Get a Credit Card?
16:20 – How to Choose the Best Credit Card
17:30 – Best Credit Card for Travelers
18:40 – Is Buying on EMI a Good or Bad Idea?
20:54 – How “Buy Now, Pay Later” Affects You
24:55 – Dangers of Taking Informal Loans
26:30 – How He Repaid ₹5 Crore Debt
30:42 – Mindset During Tough Financial Times
33:30 – Is It Good to Be Calculative About Money?
35:18 – Lessons From Financial Struggles
36:37 – Why Credit Cards Are Important
40:45 – Do Fast Loan Apps Harm You?
43:40 – What Is CIBIL Score & 3 Best Ways to Improve It
46:08 – Is It Good to Invest in Fixed Deposits (FD)?
54:03 – How Fixed Deposits Actually Work
1:02:57 – Should You Break FD Before Maturity?
54:00. How FD’s work?
58:24. What is repo price?
1:03:00. Can we break FD or Open new FD?
1:04:55. What if financial institution goes bankrupt?
1:07:40. Mistakes in FD
1:08:50. How to start out investing journey?
1:15:30. Importance of Financial Literacy
1:17:15. FD’s vs Bonds what is healthier funding?
1:19:50. Advantages & Disaster of Bonds?
1:23:40. Dark facet of instantl gratification
1:25:45. mportant Money Conversations Every Couple Must Have Before Marriage
1:28:24. How Financial Habits Can Make or Break a Marriage
1:30:40. Avg college scholar to CoFounder of Stable cash
1:34:40. Money Principles I Live By
1:35:28. Biggest monetary errors by individuals
1:39:20. Jane’s road rip-off
1:43:40. finest cash recommendation
1:44:40. regeret in life
1:45:47. finest life classes
This episode is an eye-opener. What shocked me most is how neglecting these monetary fundamentals can silently destroy your future not simply cash, however relationships and alternatives too.
💬 Question for you:
Have you ever checked your credit score rating? If sure, did it shock you? Drop your ideas under!
✅ If you discovered this useful, don’t neglect to:
👍 Like this video
📝 Comment your ideas
🔔 Subscribe to Telugu Connects Growth Podcast for extra insights on finance, enterprise, and life
#creditcards #financepodcast #telugupodcast
#teluconnects #telugupodcast #businesspodcast #podcastintelugu #vamsi #podcastshorts
Why We Started Telugu Connects Growth Podcast?
Welcome to the Telugu Connects Growth Podcast Our channel designed to empower our Telugu Audience by connecting them with the minds and experiences of profitable entrepreneurs, creators, innovators, Professionals from Various fields.
In a world the place information is energy, our podcast goes past interviews to supply deep, significant conversations. Our company share their real-life journeys, together with the challenges they confronted, the methods they used to construct their careers, and the errors they made alongside the way in which.
We perceive that securing time from such completed people is not straightforward, however we’re dedicated to bringing their knowledge and insights to our viewers. Our purpose is to offer not simply data, however transformation. By focusing on actionable information and data-driven discussions.
This podcast is greater than a sequence of episodes; it is a journey of studying and development, designed to create a ripple impact of success inside the Telugu neighborhood.
source
