Top 5 BEST BEGINNER Credit Cards for 2022
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➤ Chime Fully Online Banking
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➤ SoFi Complete Money Management
2) 💸 SoFi Checking & Savings –
SoFi Credit Card –
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➤ POINT Cash Back DEBIT CARD
3)💳 POINT – Get $100 for FREE if you make your first buy!
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➤ Wealthfront Automated Investing
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➤ Current Card
5) 💵 Current – The Future of Banking
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➤ Yotta Savings
6) 📈 Yotta – Use code MAGNIFIED to Get 100 FREE Tickets
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➤ MY CAMERA GEAR
7) 📸🎤💡Camera, Microphone, and Lighting Kit
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#5: Discover It
The Discover it card is fairly implausible and in the intervening time these commonplace money again bank card goes to offer you 5% money again on rolling classes that embody issues like goal, Amazon, PayPal, and a bunch of different locations the place you doubtless already spend cash. now that 5% money again is capped at $1,500 in purchases every quarter that means essentially the most you might earn could be $75 per quarter or $300 for the 12 months. But outdoors of that 5% you are additionally going to earn 1% money again on all your different purchases and that’s limitless and proper now uncover can be going to match the entire money again that you just earn in your first 12 months.
#4: Credit Builder Cards
All of those work a bit of bit totally different however generally, this normally works by preloading the credit score builder card, you then use that card similar to you’ll with another credit score or debit card, after which that cash that you just already put aside goes for use to repay that product and they’re then going to report that as an on-time cost which is basically good for your credit score. And since you are paying off the cardboard earlier than you truly make a purchase order, which means is it is unattainable to enter debt, there may be actually no curiosity.
#3: Apple Credit Card
The Apple Card is at the moment going to offer you 3% money again on all apple retailer purchases together with the app and music shops, 2% money again on all purchases if you use Apple Pay, and 1% again on all different purchases. You additionally get that 3% money again at choose retailers like Exxon Mobil and Panera amongst others and similar to the entire different merchandise we have talked about to date the apple card has no annual payment. Plus it integrates fantastically with the iPhone and the person interface is simply actually intuitive and simple to make use of so in case you are an enormous Apple nerd then the apple card is certainly a product price testing.
#2: SoFi Credit Card
The SoFi Credit Card retains it actually easy and it’ll provide you with limitless 2% money again on all your purchases and that is actually it. It additionally has no annual payment however the actual differentiator with this card is it lets you redeem your money again factors not solely straight for money however you can too use it to spend money on fractional shares, by cryptocurrencies, pay down your bank card stability, and even repay eligible SoFi loans and the truth that you are in a position to make use of your money again for all of these various things is basically distinctive and helps set this card aside from the group.
#1: Chase Freedom Flex
The flex card is at the moment going to offer you a $200 money bonus if you spend simply $500 within the first three months in addition to 5% money again on all gasoline station purchases for your first 12 months of getting this card. You additionally get 5% money again on as much as $1500 in purchases for sure bonus classes, 5% again on journey purchases by way of the chase final reward system, 3% again on eating and eating places together with takeout and supply, 3% again at drugstores, and 1% again on all different purchases.
0:00-What Makes a GREAT Credit Card?
0:57-Discover It
4:12-Credit Builder Cards
6:05-Apple Credit Card
8:16-SoFi Credit Card
9:42-Chase Freedom Flex
Music from Epidemic Sound
The subjects offered on this video are for leisure functions solely. Magnified Money LLC and its creators will not be Certified Financial Planners®. Some hyperlinks do end in an affiliate fee; nonetheless, you, and also you alone, are accountable for the monetary choices that you just make and the monetary merchandise that you just determine to make use of.
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