Understanding the Repo Rate and Its impact on Home Loans
Topics lined underneath this video are :
00:00 Understanding repo charge and its impact on residence loans
00:30 RBI lower or enhance repo charge time to time
01:17 SBI set residence mortgage rates of interest by EBR which is immediately hyperlink to repo charges
02:12 instance how repo charges will impact EBR charges
02:53 Case examine if RBI cut back repo charges by 25 foundation factors
03:56 Repo lowered, retaining EMI similar, residence mortgage tenure decreased
04:22 Repo charges lowered, and buyer wish to hold tenure similar and EMI lowered
05:44 Case examine if RBI elevated repo charges by 25 foundation factors
06:35 Repo elevated, EMI stay similar the tenure in elevated
06:44 Repo elevated, EMI elevated, Tenure stay similar
07:56 Home mortgage calculation on excel sheet for repo charges adjustments
07:57 Normal Home mortgage calculation for instance
08:30 Excel calculation if RBI elevated Repo charges by 0.25%
10:07 Excel Calculation if RBI decreased Repo charge by 0.25%
Murari Garg
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