Eligibility for Union Bank of India Personal Loan
To avail Union Bank personal loan, the next eligibility standards must be thought-about:
For Union Personal Loan – Non-salaried:
Non-salaried candidates with common supply of revenue
Minimum age- 25 years
Maximum age- Applicant ought to repay the loan by the age of 75 years
Borrower needs to be the bank buyer for not less than 2 years previous to making use of for the loan
The borrower ought to keep a present /financial savings account with the bank with a mean quarterly steadiness of Rs 25,000 for the final 4 quarters.
Loan Amount:
The most loan quantity supplied underneath this loan scheme is Rs. 5 lakh for brand new debtors and Rs. 15 lakh for current debtors with a passable compensation report of 2 years
Union Personal loan non salaried Interest Rates:
cibil rating 700 & above rate of interest is 12.90%
cibil rating beneath 700 rate of interest is 13.00%
Repayment:
This loan have to be repaid inside 5 years
The loan should finish on/earlier than the borrower attains the age of 75 years
Security Needed:
This is an unsecured loan, that means you don’t have to supply any collateral to get the loan
Documents Required for Union Bank of India Personal Loan:
The following paperwork are wanted to apply for a personal loan with Union Bank
Complete utility type and credit score data
KYC paperwork (applicant and co-applicant each)
ID Proof (Passport/PAN/Aadhaar/Voter ID)
Address Proof (Passport/Aadhaar/Driving License)
Two newest passport dimension pictures
Business/Office handle proof
Bank assertion for previous 12 months
For salaried people – final 3 months wage slips, final 2 years ITR/Form 16
Union Bank of India Personal Loan Processing charges and Charges:
Processing Charges of Union Personal:
Union Personal non-salaried/salaried/authorities workers with or with out tie-up- 0.50% of the loan quantity subjected to a minimal of Rs 500 to a most of Rs 7500
SRLG- NIL
Union Bank of India Customer Care
Customers can contact the bank’s buyer care through any of the next methods:
Call: You can get in contact with the bank’s buyer care division by calling on the numbers given beneath:
All-India Toll-Free Number 1800-222-244 / 1800-208-2244
Chargeable Landline Number 080-61817110
NRIs solely Dedicated Number (chargeable) (+91) 806-181-7110.
For Union Personal – Special Retail Lending Scheme for Government Employees:
Permanent workers of authorities organizations (central authorities/ state authorities), protection, armed personnel, PSUs, central/state authorities undertakings, ministries or departments underneath them, All India Services officers
Minimum entry age –
18 years for salaried people
25 years for non-salaried people
Maximum exit age – Retirement age for salaried people and 65 years of for non-salaried people
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