What is Credit Card | Advantages and Disadvantages of Credit Card in bengali | Credit Card Benefits
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Advantage and Disadvantage of Credit Card
A bank card is a fee card issued to customers (cardholders) to allow the cardholder to pay a service provider for items and providers based mostly on the cardholder’s promise to the cardboard issuer to pay them for the quantities so paid plus the opposite agreed expenses.
Credit normally prices greater than paying money. Interest and different expenses could also be added to the acquisition value. You could get monetary savings, as a result of you possibly can take benefit of gross sales. Credit will help when you want cash for emergencies, akin to unemployment, sickness, dying, or property loss.
What are the benefits of bank card? : The benefits of bank cards. Credit playing cards are handy and are safer to hold round than money. They are extensively accepted on-line, in most shops, and are nearly indispensable for journey.
Disadvantages. Blowing Your Budget — The greatest drawback of bank cards is that they encourage individuals to spend cash that they do not have. High Interest Rates and Increased Debt — Credit card corporations cost you an infinite quantity of curiosity on every stability that you do not repay on the finish of every month.
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