Thinking of shopping for a automotive? Don’t pay in full! 🚗💰 Instead, take a mortgage and make investments the money you’ve gotten. The proper investments can generate increased returns, making your cash be just right for you whilst you take pleasure in your new trip. Watch until the top to see how this technique can maximize your wealth! Â
Investment aur mortgage dono me curiosity ka calculation alag tareeke se hota hai:
Investment (e.g., FD, Mutual Funds, and so forth.)
Investment me curiosity principal ke upar lagta hai, aur agar compound curiosity ho to curiosity bhi principal me judta jata hai.
Iska matlab hai ki jitni funding ka time badhta hai, utna hello zyada curiosity milta hai.
Example: Agar ₹10,000 ka funding 10% annual compound curiosity pe kiya ho to agle saal principal ₹11,000 ho jayega (₹10,000 + ₹1,000 curiosity), aur agli baar curiosity ₹11,000 pe lagega.
Loan (e.g., Home Loan, Personal Loan, and so forth.)
Loan me curiosity ghattate principal pe lagta hai, kyunki har EMI me thoda principal repay hota jata hai.
Iska matlab hai ki jaise-jaise principal scale back hota hai, utna hello kam curiosity lagta hai.
Example: Agar aapne ₹10,000 ka mortgage liya hai aur month-to-month EMI bhar rahe hain, to har cost me principal kam hota jayega aur agle mahine curiosity kam principal pe calculate hoga.
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