Are you uninterested in seeing on the spot mortgage offers every time you open your favourite UPI app like Google Pay, Cred or PhonePe? You’re not alone. As UPI funds stay fully free for customers, fintech giants can’t earn money from easy transactions—forcing them to search out new methods to develop their income. Enter on the spot mortgage offers: high-margin, unsecured lending merchandise that permit these corporations cost increased rates of interest and processing charges to thousands and thousands of customers. In this video, we break down why UPI apps are pushing private and small-business loans so aggressively, the way it helps their enterprise fashions, the dangers of unsecured credit score, and what all of it means for Indian customers. If you employ digital funds and need to perceive the way forward for fintech in India, don’t miss this evaluation.
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