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Thumb rule for Home Loan,Auto loan,Business loan ,Income vs EMI || Tips to build a loan portfolio

by Editor
January 29, 2026
in Business Loans, Videos
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Thumb rule for Home Loan,Auto loan,Business loan ,Income vs EMI || Tips to build a loan portfolio
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Tips to build a loan portfolio that banks will love .

Auto Loan : On-road worth of the automotive you buy ought to ideally not exceed 60% of your annual revenue.

Home Loan : 5/20/30/40 Rule for Home loan
5X annual revenue
20 yr loan
30% EMI of Monthly revenue
40% down fee

Unsecured Loans: Should be final possibility , Close ASAP
OverDraft loan: Emergency Fund
Government Schemes: All Business Man ought to take advantages Government schemes loan .
Earning vs Loan %: EMI must be under 60-65% of your month-to-month Income.

#homeloan #autoloan #businessloans #GoodLoanManagement #LoanManagement #LoanPortfolio #EMIManagement #FinancialFreedom #PersonalFinanceIndia

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Tags: business loan
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